Do you really need Health Insurance?

Many people look at Health Insurance and wonder if it is really necessary for them and their family. Unfortunately, most people put it at the bottom of their priority list. In reality, it shouldn’t even be a question whether they should have it or not.

Don’t let money hurt your health

I know too many people that need to go the Doctor to take care of some serious health concerns, but they don’t because they think they can’t afford the trip to the Doctor’s office. I believe there are some things in life that are priceless. Your health is one of them, and a lack of money should never be a reason why you don’t take care of yourself or your family. The cost of Health Insurance is more than worth it for your family’s health.

Buy it before you need it. Yes, Health Insurance costs money. A trip to the Emergency Room without coverage cost even more. In a state of emergency and panic, you don’t want to worry about money.  Make sure you are getting the treatment you really need.

You can avoid the worry in emergency situations by choosing a health plan that you understand, and a deductible that makes sense for you.

Healthy or not- You need it!

Are you already in good health? Whether you are healthy right now or not, you should always strive to maintain a balanced diet and exercise regularly. This will not only help with the cost of your Insurance premiums, but may also reduce the risk of needing to go to the Doctors for  a serious health concern. Prevention is key!

Do you have a family history of Heart Disease, Cancer, Obesity, High Blood Pressure, etc? If you do, even more reason to maintain a healthy lifestyle and all the more reason to make sure you have Health Insurance – just in case. I know we don’t like thinking about it, but who does? By having Insurance, it can give you and your family some piece of mind.

Cost of not having Insurance

Not having Health Insurance is not worth the risk for yourself or your family. Here are a couple of common procedures, and the cost associated with each – if you don’t have insurance.

•Back Surgery – Do you have a herniated disc like I did? If I had to have surgery, according to surgery-guide.com, it would cost about $8,000. If you need a more complex back surgery, it could cost upwards of $17,000.

•Heart Surgery – The cost can be $20,000 or more.

•Cancer – There are so many different types of cancers. Based on the type of cancer and it’s location in your body, will be a determining factor to the total cost. So what are some people paying for cancer treatments? The cost can be upwards of $200,000 or more without insurance – this would be for the surgeries, chemotherapy, radiation, X-Rays, etc.

•Medications – A single pill can be several hundred dollars. Depending on your needs, it can cost $2,500 or more each month to keep taking the pills your Doctor prescribes to you.

•In hospital stay- Need to stay overnight at the hospital? Plan on it costing anywhere from $750 to $2,500 a night.

Help

I am a huge believer of natural healing and preventative care. Sometimes you have to do more (I don’t like to admit it either), but just in case you need the hospital’s help to get you back on your feet, be sure you get the help you need without breaking the bank.

If you are in need of Health Insurance, check out www.explorehealthinsurance.com to see what options are available to you, and find the plan that is best for you and your family.

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Tags: Back Surgery, cancer, Cost, exercise, Healh insurance, Health, Healthy Diet, heart disease, high blood pressure, Hospital, Insurance, Nevada Insured, obesity, Preventative